Cash-back mortgage.

A mortgage that puts money back in your pocket to spend however you'd like.

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With The Cash-Back Mortgage, you can enjoy instant cash back of up to $3,000, depending on your total mortgage amount. That's money that you can use to make improvements to your new home, pay off bills, or even go on vacation!

  • Cash back. Instantly get up to $3000 back in your pocket.
  • Fixed rate. Locked-in with a 5-year fixed-rate ensuring you have predictable payments over the term of your mortgage, helping you plan and budget with confidence.
  • 5-year term. A 5-year term gives you peace of mind that if rates go up at all during that time, you'll be protected with a fixed-rate mortgage.
  • High ratio or conventional. You have options, depending on how much of a down payment you can make. A conventional mortgage requires a down payment of at least 20%, while a high-ratio mortgage requires a down payment of less than 20% and will require mortgage default insurance through our partners at CUMIS.
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You get cash back... now what?

Ultimately, what any extra cash is used for depends on each individuals financial goals and circumstances, but some ideas we had were:

  • Pay off high interest debt.
  • Start an emergency fund.
  • Investments.
  • Travelling... because we like to have fun, too.
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Not the product for you?

We think one of these might suit you better.

More options.

The Flex Mortgage

Flexibility to pay off your loan faster plus a great rate.

  • 1 to 5-year term.
  • Fixed or variable rates.
Learn more


The Simple Mortgage

A locked-in mortgage product at our best rate.

  • 5-year term.
  • Insured or Uninsured.
Learn more

Get more.

Head-Start Mortgage

Your first three payments, back in your pocket.

  • Annual paydown options.
  • Fixed rate.
Learn more

* Lending and product terms and conditions apply. Rates subject to change without notice.

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