15-month non-redeemable GIC.

Steady Growth. Guaranteed Returns.

This GIC is the perfect way to grow your savings over a short period of time. Investing in a GIC is a low-risk option — guaranteed that you receive your full principal investment at the end of the term. This means that you can rest easy knowing that your money is safe and secure.

  • Competitive rate. Earn an impressive 5.50%* on your investment, allowing your money to work harder for you.
  • Low maintenance. Deposit your money, and watch it grow.
  • Low risk. Rest easy with our 100% deposit guarantee.*
  • Start small. Get started with a min. $500 initial investment.
  • Local. Keep your money in Alberta. 
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The difference a GIC/term deposit could make.

By keeping your savings in a GIC instead of an everyday savings account, your deposit will grow significantly more in the same amount of time!* 

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More great ways to earn.

Lock-in your savings with a non-redeemable GIC.

1-Year non-redeemable.


Lock in for 12 months to maximize your gains for short term goals.

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18-Month non-redeemable.


Grow your savings over a short period of time with our step-up 9+9.

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5-Year non-redeemable.


Lock-in for the long term so you don't experience any interest dips.

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Ready to get started?

* Terms and conditions apply. Rates are subject to change without notice. Offer is available to existing and new members - maximum of $5,000,000 per member. This offer is not available to financial institutions or money service businesses.

*Calculations shown are for demonstration purposes only and may not represent our current rates and terms of our GIC products. Calculations were based on a $10,000 deposit with a 1.50% rate for an everyday savings account and a 5.50% rate for a GIC. All principal and interest is 100% guaranteed by the Credit Union Deposit Guarantee Corporation, excluding common shares, investment shares, and mutual funds.

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