How a credit union can help you with home ownership

Are you ready to buy your first home? Looking to renew? Or trying to get a sense of whether buying a home is even in the cards for you? No matter where you are in your home ownership journey, we have your back. Here are a few ways we can help.

When you're checking out your mortgage options, we get how important it is to score a competitive rate. That's why our team of experts work with you to find mortgage options that fit just right. We know that everyone's got their own story and circumstances, and we want to help find the perfect solution that's tailored just for you. No cookie-cutter stuff here.

And hey, it's not just about nailing that perfect rate! We take the time to understand your financial goals and help you create a personalized budget that's just right for you. Because we want to make sure you've got the funds you need for your mortgage and beyond. We're not just here for a quick transaction—we're here to support you for the long haul.  

Navigating the world of home ownership can be complex—especially when it comes to mortgages. For example, did you know that if you are self-employed, 5 per cent of your down payment must be paid by you? This regulation is in place to show that you can at least partially afford your home and have the necessary funds to cover your home expenses. Additionally, when it comes to gifting, there are some rules around who can and cannot give gifts. However, there are no taxes on gifting for mortgages.

Sound confusing? We get it. But we also know the ins and outs of home ownership. And we’re here to dive into the fine print with you to make sure you have a clear understanding of your mortgage agreement. Informed decisions lead to better financial outcomes, and we want you to feel confident and excited about the future.

Here at connectFirst, we're keen on building real, genuine connections with our members. You're not just a number to us, which is why we take the time to really understand what makes you tick, listen to your questions, and tackle any concerns you might have. Our personalized approach means you'll always feel heard and supported every step of the way through your mortgage journey. 

Renewing your mortgage is a big deal, but don't sweat it! We’ve got your back every step of the way. We're not just about the numbers and interest rates (although we’re pretty proud of our rates). We're here to help you plan for your financial future and make those dreams come true.

Our team of experts is like your personal financial cheerleaders. We'll dive into your long-term goals and cook up a savings plan and budget that fits your wildest aspirations. We're talking about a solid roadmap to success! But hey, it's not just about the paperwork and fine print. We're here to listen, answer your questions, and give you the confidence to make the best decisions for your future.

Ready to make moves? Don't hesitate! Contact us today and let's take that first awesome step towards renewing your mortgage and securing your financial well-being. It's time to move closer to that brighter future and build a solid financial foundation. Let's do it together.