Spending products.

View our rates Product and service fees


Business Essentials


A low fee basic business account.

  • 5 free debit transactions.
  • 2 free e-Transfers.
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Bank your way.



Don't let trasaction limits get in your way.

  • Unlimited debit transactions.
  • Unlimited e-Transfers.
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Premium benefits.

Limitless Business


Unlimited banking no matter what your needs.

  • Fees and features decided upon discussion between the member and Business Advisor.

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Community Strong


Stay involved in your community with this account.

  • 15 free debit transactions
  • 10 Interac e-Transfers.

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Bank across the border.

US Dollar


Buy and store U.S. currency.

  • Interest earning.
  • Unlimited deposits.
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Trust accounts

Lawyer & Real Estate Trust


Used by Law Firms and Real Estate agencies for temporary storage of funds.

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Saving products.

View our rates Product and service fees


Business Simple Save


Keeping saving simple.

  • Unlimited free deposits
  • 2 free debit transactions
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Earn more.

Business Save More


Make your money work for you.

  • Earn higher interest
  • Unlimited free deposits

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Property ownership.

Commercial Mortgage

For the purpose of commercial land or buildings.

  • Fixed and variable interest rates available.
  • Highly flexible lending options.
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Safety net.

Commercial Overdraft

A safety net for when the unexpected happens.

  • Interest rate based on prime
  • Revolving credit
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Operating line of credit

On-demand access to credit for important purchases.

  • Competitive rates
  • No penalty for early payout
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Your choice.

Business Term Loans

For capital investments, expansion and equipment.

  • Fixed or variable interest rates
  • High lending limit
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Have it all.


A lending solution that benefits members by providing multiple credit facilities under one title registration.

  • Variety of available products including mortgages, LOCs, Loans, and Overdraft
  • Save money on individual application fees
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Auto Financing

Your local one stop financing for automotive, RV, leisure and marine.

  • Flexible payment options
  • Competitive rates
  • Financing at nearly 500 dealerships across AB.
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Government support.

Canada Small Business Financing Loan

A loan program in collaboration with the Government of Canada that helps both existing businesses and start-ups.

  • Terms loans for land, buildings, equipment and leasehold improvements.
  • Lines of credit for working capital and day-to-day operating expenses.
  • Available to small businesses or start-ups operating in Canada, with gross annual revenues of $10 million or less.
  • Borrow up to $1.15 million.*
  • For more information and additional government requirements, visit the Industry Canada Website.
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Pooled assets.

Mutual Funds*

A pool of securities professionally managed by fund managers.

  • Socially responsible investing.
  • Investment solutions for everyone.
  • Can be held in an RRSP, TFSA, or RRIF.
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Term Deposits

Ideal for locking away funds at a guaranteed rate of return.

  • Redeemable and non-redeemable options.
  • Variety of term lengths.
  • 100% deposit guarantee.
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Performance Product.

Market Advantage

Take advantage of the market, without losing your principal.

  • Higher rate of return than term deposits.
  • Principal of deposit is 100% guaranteed.
  • 3 and 5 year term lengths.
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Private Wealth

Personalized financial planning and investment solutions to manage and grow your wealth.

  • Financial planning and advice.
  • Investment opportunities for unique goals.
  • Securing your financial future.
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Member perks.

Common Shares

Every member receives dividends for their investment shares and common shares.

  • Purchase up to $200,000 in common shares at any time.
  • Dividend payouts happen every November.
  • Paid out at a rate of 4.95% in 2022.
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*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth Inc.

Insurance products.

connectFirst Wealth

Life Insurance*

Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.

  • Lump sum of tax-free funds after critical illness diagnosis.
  • In the event of death, premiums are refunded to beneficiary.
  • Provides a financial safety net when earning power is compromised due to a disability.
  • Protects financial obligations in the event of a death.

Call to start free quote


Credit & mortgage insurance**

Protect all types of debt & assets, from small loans to large mortgages to businesses.

  • Affordable coverage for credit union members.
  • Cancel within the first 30 days if you are not satisfied.
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Travel insurance**

Protect yourself from delays, cancellations and medical costs while travelling.

  • Preferred rates for credit union members.
  • 24/7 emergency travel assistance worldwide.
Call to start free quote


Home insurance**

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.
Call to start free quote


Auto insurance**

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.
Call to start free quote

*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd.
**CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.


Partnered with Helcim.

Merchant Services

A world-class payments solution for your business, built right here in Alberta.

  • Honest & affordable Interchange Plus Pricing.
  • Ability to accept online, in-person or keyed-in payments.
  • A full suite of software & tools included free with your account.
  • No monthly fees, no contracts, and absolutely no hidden fees.
  • Included services: Point of sale, online invoicing, fully-hosted online store, recurring payments, virtual terminal, secure card vault, inventory, and much more.
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Get paid.

Payroll management

Paying your employees is vitally important - and we're here to make that process easy.

  • Payroll management.
  • Human Resource Tools.
  • Time and Labour Management.
  • Occupational Health and Safety.
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Do it yourself.

Cheque Capture ™

Deposit cheques within the comfort of your office instead of in the branch.

  • No delay to see the whole picture of your finances.
  • Ideal for processing a high volume of cheques, accelerating clearings, and improving cash flow.
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Partnered with CAFT.

EFT Processing

Improve business cash flow by seamlessly transferring funds electronically.

  • Set up direct deposit for things such as payroll, bonuses, vacation pay, and account payable.
  • Set up preauthorized debits for things such as rent, fees or dues, donations, and accounts receivable
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Cash Management

Everything you need to efficiently manage your physical cash.

  • Cash Services & Logistics.
  • Corporate Creditor.
  • Night Deposit.
  • and much more.
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