Search
Learn
Business products.
Made for Albertans.
Whether you’re starting out, expanding or getting caught up, we’ve got the right package of products and advice to help you hit your targets.
Book appointment ➜Rates ➜
Spending products.
View our rates Product and service fees
Low-cost.
Business Essentials
A low fee basic business account.
- 5 free debit transactions.
- 2 free e-Transfers.
Book an appointment
Bank your way.
Unlimited
Don't let trasaction limits get in your way.
- Unlimited debit transactions.
- Unlimited e-Transfers.
Book an appointment
Premium benefits.
Limitless Business
Unlimited banking no matter what your needs.
- Fees and features decided upon discussion between the member and Business Advisor.
Book an appointment
Not-for-profit
Community Strong
Stay involved in your community with this account.
- 15 free debit transactions
- 10 Interac e-Transfers.
Book an appointment
Bank across the border.
US Dollar
Buy and store U.S. currency.
- Interest earning.
- Unlimited deposits.
Talk to us
Trust accounts
Lawyer & Real Estate Trust
Used by Law Firms and Real Estate agencies for temporary storage of funds.
Talk to us
Saving products.
View our rates Product and service fees
Low-cost.
Business Simple Save
Keeping saving simple.
- Unlimited free deposits
- 2 free debit transactions
Book an appointment
Earn more.
Business Premium Savings
Make your money work for you.
- Earn higher tiered interest
- 1 free debit or credit transaction
Book an appointment
Borrowing products.
Property ownership.
Commercial Mortgage
For the purpose of commercial land or buildings.
- Fixed and variable interest rates available.
- Highly flexible lending options.
Safety net.
Commercial Overdraft
A safety net for when the unexpected happens.
- Interest rate based on prime
- Revolving credit
On-demand.
Operating line of credit
On-demand access to credit for important purchases.
- Competitive rates
- No penalty for early payout
Your choice.
Business Term Loans
For capital investments, expansion and equipment.
- Fixed or variable interest rates
- High lending limit
Have it all.
AgriOne
A lending solution that benefits members by providing multiple credit facilities under one title registration.
- Variety of available products including mortgages, LOCs, Loans, and Overdraft
- Save money on individual application fees
Vehicles.
Auto Financing
Your local one stop financing for automotive, RV, leisure and marine.
- Flexible payment options
- Competitive rates
- Financing at nearly 500 dealerships across AB.
Government support.
Canada Small Business Financing Loan
A loan program in collaboration with the Government of Canada that helps both existing businesses and start-ups.
- Terms loans for land, buildings, equipment and leasehold improvements.
- Lines of credit for working capital and day-to-day operating expenses.
- Available to small businesses or start-ups operating in Canada, with gross annual revenues of $10 million or less.
- Borrow up to $1.15 million.*
- For more information and additional government requirements, visit the Industry Canada Website.
Investing products.
Pooled assets.
Mutual Funds*
A pool of securities professionally managed by fund managers.
- Socially responsible investing.
- Investment solutions for everyone.
- Can be held in an RRSP, TFSA, or RRIF.
Locked-in.
Term Deposits
Ideal for locking away funds at a guaranteed rate of return.
- Redeemable and non-redeemable options.
- Variety of term lengths.
- 100% deposit guarantee.
Performance Product.
Market Advantage
Take advantage of the market, without the risk.
- Potential for a higher rate of return than most term deposits.
- Principal of deposit is 100% guaranteed.
- Various portfolio options customizable to you.
Planning.
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
- Financial planning and advice.
- Investment opportunities for unique goals.
- Securing your financial future.
Member perks.
Common Shares
Every member receives dividends for their investment shares and common shares.
- Purchase up to $200,000 in common shares at any time.
- Dividend payouts happen every November.
- Paid out at a rate of 5.50% in 2023.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated.
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.
**Rates subject to change without notice. Terms and Conditions May Apply.
Insurance products.
Servus Insurance Services | Business, powered by BrokerLink
Business Insurance*
Get insurance protection that’s designed for your business.
- Take advantage of great pricing on your BrokerLink insurance policies with market-rate pricing.
- BrokerLink's knowledgeable insurance advisors will answer your questions and find a solution that's tailored to meet your specific business needs.
- Whether your business is large or small, BrokerLink can help identify and mitigate potential risks, and provide the coverage you need for peace of mind.
connectFirst Wealth
Life Insurance**
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
- Lump sum of tax-free funds after critical illness diagnosis.
- In the event of death, premiums are refunded to beneficiary.
- Provides a financial safety net when earning power is compromised due to a disability.
- Protects financial obligations in the event of a death.
Borrowing
Credit & mortgage insurance***
Protect all types of debt & assets, from small loans to large mortgages to businesses.
- Affordable coverage for credit union members.
- Cancel within the first 30 days if you are not satisfied.
- 24-hour claims service
- Covers monthly payments if you suffer job loss
- Covers monthly payments if become ill or injured and cannot work
Exploring
Travel insurance****
Protect yourself from delays, cancellations and medical costs while travelling.
- Preferred rates for credit union members.
- 24/7 emergency travel assistance worldwide.
- Help with lost or stolen travel documents
- Ambulance Services (land, sea & air
- Drugs prescribed during medical visit
- Rental of wheelchair or crutches
- Meals and accommodation for travel companion if you're hospitalized
- Travel costs to bring family member to your bedside if you're ill
House.
Home insurance*****
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
Vehicle.
Auto insurance*****
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
Services.
Partnered with Helcim.
Merchant Services
A world-class payments solution for your business, built right here in Alberta.
- Honest & affordable Interchange Plus Pricing.
- Ability to accept online, in-person or keyed-in payments.
- A full suite of software & tools included free with your account.
- No monthly fees, no contracts, and absolutely no hidden fees.
- Included services: Point of sale, online invoicing, fully-hosted online store, recurring payments, virtual terminal, secure card vault, inventory, and much more.
Get paid.
Payroll management
Paying your employees is vitally important - and we're here to make that process easy.
- Payroll management.
- Human Resource Tools.
- Time and Labour Management.
- Occupational Health and Safety.
Do it yourself.
Cheque Capture ™
Deposit cheques within the comfort of your office instead of in the branch.
- No delay to see the whole picture of your finances.
- Ideal for processing a high volume of cheques, accelerating clearings, and improving cash flow.
Partnered with CAFT.
EFT Processing
Improve business cash flow by seamlessly transferring funds electronically.
- Set up direct deposit for things such as payroll, bonuses, vacation pay, and account payable.
- Set up preauthorized debits for things such as rent, fees or dues, donations, and accounts receivable
Efficiency.
Cash Management
Everything you need to efficiently manage your physical cash.
- Cash Services & Logistics.
- Corporate Creditor.
- Night Deposit.
- and much more.