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Discover our competitive rates.

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A mortgage rate is only part of the story.

We offer great options for term and flexibility to suit you.

Connect with us to get our most up-to-date rates.


connectFirst Prime
 
CAD 5.45%
USD 8.00%

Flex Mortgage
 
5-Year Conventional 4.69%
5-Year High Ratio 4.44%

Prime and mortgage rates effective as of November 7, 2024.


Investment product interest rates.

Invest with the certainty of a fixed interest rate and a known outcome.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions. Connect with us to get our most-up-to-date rates.

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Term Deposits (GICS)

Non-registered, TFSA, RRSP, RRIF and FHSA

Non-Redeemable
Short term
30-59 Days 2.25%
60-89 Days 2.50%
90-119 Days 2.75%
120-179 Days 2.90%
180-269 Days 3.10%
270-364 Days 3.25%

Short term rates effective as of November 7, 2024.
Non-Redeemable
Long term
1 year 3.60%
18 month 3.60%
2 year 3.50%
3 year 3.30%
4 year 3.30%
5 year 3.30%

Long term rates effective as of December 12, 2024.
Redeemable

1 year 2.75%*

*redeemable after 30 days
Redeemable rate effective as of November 7, 2024.

Spend and save interest rates.

Everyday accounts that earn interest on your deposited money, and you don't have to touch a thing.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

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Premium Savings
Non-registered accounts
$0-$999.99 0.30%
$1,000-$2,999.99 0.30%
$3,000-$4,999.99 0.30%
$5,000- $24,999.99 1.15%
$25,000-$99,999.99 1.35%
$100,000+ 1.40%

Premium Savings rates effective as of November 7, 2024.

Premium Business Savings
Non-registered accounts
$0-$9,999.99 2.40%
$10,000-$24,999.99 2.60%
$25,000-$99,999.99 2.75%
$100,000- $249,999.99 2.90%
$250,000-$999,999.99 3.15%
$1,000,000-$4,999,999.99 3.40%
$5,000,000+ 4.10%

Premium Savings Business rates effective as of November 14, 2024.

Foreign exchange rates.

Planning your next trip?

Please allow 7 to 10 business days for processing.

The following currencies are available:

Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.

We accept deposits in:

Euro, Pound Sterling, US Dollar.

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Use our exchange calculator ➜

USD Exchange

Cash
 
Buy 1.4531
Sell 1.3831

Cheque
 
Buy 1.4506
Sell 1.3856

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