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connectFirst employee

A mortgage rate is only part of the story.

We offer great options for term and flexibility to suit you.


connectFirst Prime
CAD 5.95%
USD 7.00%

Simple Mortgage

5-year fixed term

Conventional 5.39%
High ratio 5.34%

Cash-Back Mortgage

5-year fixed term

Conventional 6.14%
High ratio 5.94%


Head-Start Mortgage

5-year fixed term

Conventional 6.29%
High ratio 6.09%

Flex Mortgage

5-year fixed
Conventional 5.54%
High ratio 5.54%
4-year fixed
Conventional 6.04%
High ratio 6.04%
3-year fixed
Conventional 6.04%
High ratio 6.04%
2-year fixed
Conventional 6.09%
High ratio 6.09%
1-year fixed
Conventional 6.09%
High ratio 6.09%

Variable*
Conventional 5.95%
High ratio 5.95%

All mortgage rates effective as of November 15, 2022.

*Variable Rate is connectFirst Prime


Investment product interest rates.

Invest with the certainty of a fixed interest rate and returns.

Choose a timeframe, deposit your money, and get a known outcome with connectFirst Term Deposits.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

call us Book appointment
Term Deposits (GICS)
Non Redeemable

5 year 4.75%
4 year 4.70%
3 year 4.65%
2 year 4.60%
1 year 4.50%

Redeemable

1 year* 2.25%

*redeemable after 90 days
Step-up

6+6 2.25%
9+9 4.55%
18+18 4.65%


Retirement (RRSP and RIF)
Non Redeemable

5 year 4.75%
4 year 4.70%
3 year 4.65%
2 year 4.60%
1 year 4.50%

Redeemable

1 year* 2.25%

*redeemable after 90 days. Not available for RIFs
Step-up

6+6 2.25%
9+9 4.55%
18+18 4.65%


Tax Free Savings
Non Redeemable

5 year 4.75%
4 year 4.70%
3 year 4.65%
2 year 4.60%
1 year 4.50%

Redeemable

1 year* 2.25%

*redeemable after 90 days
Step-up

6+6 2.25%
9+9 4.55%
18+18 4.65%


Spend and save interest rates.

Everyday spend and save accounts that earn interest on your deposited money, and you don't have to touch or think about a thing.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

Call us Book appointment
Kids

Flat rate 0.01%

US Dollar

$5K+ 0.025%
$25K+ 0.05%

Agriculture Basics

$25K+ 0.10%


Agriculture Unlimited
$5K+ 0.10%
$25K+ 0.15%

Simple Save

Flat rate 0.05%

Save More
Personal

$0+ 1.50%*

*No interest paid on balances $3M+
Save More
Business + Ag

$0+ 0.25%
$100K+ 0.30%
$250K+ 0.35%

Commercial Savings
$0K+ 0.05%
$50K+ 0.10%

Foreign exchange rates.

Planning your next trip? We can help.

Please allow 7 to 10 business days for processing.

The following currencies are available:

Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.

We accept deposits in:

Euro, Pound Sterling, US Dollar.

Connect with your local branch

USD Exchange
Cash
 
Buy 1.3924
Sell 1.3374


Cheque
 
Buy 1.3909
Sell 1.3389

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