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A mortgage rate is only part of the story.
We offer great options for term and flexibility to suit you.
Connect with us to get our most up-to-date rates.
connectFirst Prime
| CAD | 4.95% |
| USD | 7.50% |
Flex Mortgage
| 5-Year Conventional | 4.29% |
| 5-Year High Ratio | 4.09% |
Prime and mortgage rates effective as of May 15, 2025.
New to connectFirst Mortgages Only
5-Year Fixed High-Ratio
When you have your payments coming from a connectFirst spend account.
Investment product interest rates.
Invest with the certainty of a fixed interest rate and a known outcome.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions. Connect with us to get our most-up-to-date rates.
call us Book appointmentTerm Deposits (GICS)
Non-registered, TFSA, RRSP, RRIF and FHSA
Non-Redeemable
Short term
| 30-59 Days | 2.25% |
| 60-89 Days | 2.35% |
| 90-119 Days | 2.35% |
| 120-179 Days | 2.40% |
| 180-269 Days | 2.50% |
| 270-364 Days | 2.50% |
Non-Redeemable
Long term
| 1 year | 2.80% |
| 16 month - Special Product Offer | 3.05% |
| 18 month | 2.85% |
| 2 year | 3.05% |
| 3 year | 2.80% |
| 4 year | 2.80% |
| 5 year | 3.05% |
Redeemable
| 1 year | 2.00%* |
Featured Rates
Non-redeemable
16-Month Term
Lock in this rate and earn a guaranteed return, no matter what the market does.
*rate effective as of April 3, 2025.
Spend and save interest rates.
Everyday accounts that earn interest on your deposited money, and you don't have to touch a thing.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.
call us Book appointment
Premium Savings
Non-registered accounts
| $0-$999.99 | 0.25% |
| $1,000-$2,999.99 | 0.25% |
| $3,000-$4,999.99 | 0.25% |
| $5,000- $24,999.99 | 0.75% |
| $25,000-$99,999.99 | 0.80% |
| $100,000+ | 0.90% |
Premium Savings rates effective as of March 27, 2025.
Premium Business Savings
Non-registered accounts
| $0-$9,999.99 | 1.75% |
| $10,000-$24,999.99 | 1.95% |
| $25,000-$99,999.99 | 2.00% |
| $100,000- $249,999.99 | 2.20% |
| $250,000-$999,999.99 | 2.40% |
| $1,000,000-$4,999,999.99 | 2.75% |
| $5,000,000+ | 3.15% |
Premium Savings Business rates effective as of May 9, 2025.
Foreign exchange rates.
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The following currencies are available:
Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.
We accept deposits in:
Euro, Pound Sterling, US Dollar.
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Cash
| Buy | 1.4282 |
| Sell | 1.3582 |
Cheque
| Buy | 1.4257 |
| Sell | 1.3607 |