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connectFirst employee

A mortgage rate is only part of the story.

We offer great options for term and flexibility to suit you.


connectFirst Prime
CAD 7.20%
USD 8.50%

Simple Mortgage

5-year fixed term

Conventional 5.49%
High ratio 4.84%

Cash-Back Mortgage

5-year fixed term

Conventional 5.85%
High ratio 5.35%


Head-Start Mortgage

5-year fixed term

Conventional 6.15%
High ratio 5.65%

Flex Mortgage

5-year fixed
Conventional 5.59%
High ratio 4.84%
4-year fixed
Conventional 5.69%
High ratio 5.59%
3-year fixed
Conventional 5.64%
High ratio 5.54%
2-year fixed
Conventional 7.09%
High ratio 6.89%
1-year fixed
Conventional 7.69%
High ratio 7.49%

Variable*
Conventional 7.20%
High ratio 7.20%

All mortgage rates effective as of April 12, 2024.

*Variable Rate is connectFirst Prime


Investment product interest rates.

Invest with the certainty of a fixed interest rate and a known outcome.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

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Term Deposits (GICS)
Non Redeemable

5 year 4.25%
4 year 4.25%
3 year 4.25%
2 year 4.55%
1 year 4.75%

Redeemable

1 year* 3.00%

*redeemable after 90 days
Step-up

6+6* 3.00%
9+9** 4.75%
18+18*** 4.25%
*Redeemable. First 6 months rate is lower than the second 6 months rate.
**Non-redeemable. First 9 months rate is lower than the second 9 months rate.
***Non-redeemable. First 18 months rate will be lower than second 18 months rate.

Registered Products

Rates for registered products such as retirement (RRSP and RIF), Tax-Free Savings (TFSA) and First Home Savings (FHSA).


Non Redeemable

5 year 4.25%
4 year 4.25%
3 year 4.25%
2 year 4.55%
1 year 4.75%

Redeemable

1 year* 3.00%

*redeemable after 90 days. Not available for RIFs
Step-up

6+6* 3.00%
9+9** 4.75%
18+18*** 4.25%
*Redeemable. First 6 months rate is lower than the second 6 months rate.
**Non-redeemable. First 9 months rate is lower than the second 9 months rate.
***Non-redeemable. First 18 months rate will be lower than second 18 months rate.

Featured Rates


18-month
Non-redeemable GIC

4.75%*

Grow your savings over a short period of time with our step-up 9+9.

Learn More ➜

Spend and save interest rates.

Everyday accounts that earn interest on your deposited money, and you don't have to touch a thing.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

Call us Book appointment
Kids

Flat rate 0.01%

US Dollar

$5K+ 0.025%
$25K+ 0.05%

Agriculture Basics

$25K+ 0.10%


Agriculture Unlimited
$5K+ 0.10%
$25K+ 0.15%

Simple Save

Flat rate 0.05%

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Personal

$0+ 1.50%*

*No interest paid on balances $3M+
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Business + Ag



$0+ 2.25%
$100K+ 2.60%
$250K+ 3.35%
$1M+ 4.00%


Commercial Savings
$0K+ 0.05%
$50K+ 0.10%

Featured rates

Balance of $0+

2.25%*

On Business + Ag Save More Account

Balance of $100K+

2.60%*

On Business + Ag Save More Account

Balance of $250K+

3.35%*

On Business + Ag Save More Account

Balance of $1M+

4.00%*

On Business + Ag Save More Account

Learn More ➜

Foreign exchange rates.

Planning your next trip?
We can help.

Please allow 7 to 10 business days for processing.

The following currencies are available:

Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.

We accept deposits in:

Euro, Pound Sterling, US Dollar.

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USD Exchange

Cash
 
Buy 1.3940
Sell 1.3390

Cheque
 
Buy 1.3925
Sell 1.3405

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