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A mortgage rate is only part of the story.
We offer great options for term and flexibility to suit you.
connectFirst Prime
| CAD | 4.70% |
| USD | 4.75% |
Simple Mortgage
5-year fixed term
| Conventional | 5.09% |
| High ratio | 5.04% |
Cash-Back Mortgage
5-year fixed term
| Conventional | 5.64% |
| High ratio | 5.54% |
Head-Start Mortgage
5-year fixed term
| Conventional | 5.79% |
| High ratio | 5.69% |
Flex Mortgage
| 5-year fixed | |
| Conventional | 5.19% |
| High ratio | 5.19% |
| 4-year fixed | |
| Conventional | 5.14% |
| High ratio | 5.14% |
| 3-year fixed | |
| Conventional | 4.99% |
| High ratio | 4.99% |
| 2-year fixed | |
| Conventional | 4.89% |
| High ratio | 4.89% |
| 1-year fixed | |
| Conventional | 4.54% |
| High ratio | 4.54% |
| Variable* | |
| Conventional | 4.70% |
| High ratio | 4.70% |
All mortgage rates effective as of July 15, 2022.
*Variable Rate is connectFirst Prime
Investment product interest rates.
Invest with the certainty of a fixed interest rate and returns.
Choose a timeframe, deposit your money, and get a known outcome with connectFirst Term Deposits.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.
call us Book appointment
Non Redeemable
| 5 year | 4.50% |
| 4 year | 4.35% |
| 3 year | 4.30% |
| 2 year | 4.00% |
| 1 year | 4.00% |
Redeemable
| 1 year* | 2.00% |
Step-up
| 6+6 | 2.00% |
| 9+9 | 4.10% |
| 18+18 | 4.30% |
Retirement (RRSP and RIF)
Non Redeemable
| 5 year | 4.50% |
| 4 year | 4.35% |
| 3 year | 4.30% |
| 2 year | 4.00% |
| 1 year | 4.00% |
Redeemable
| 1 year* | 2.00% |
Step-up
| 6+6 | 2.00% |
| 9+9 | 4.10% |
| 18+18 | 4.30% |
Non Redeemable
| 5 year | 4.50% |
| 4 year | 4.35% |
| 3 year | 4.30% |
| 2 year | 4.00% |
| 1 year | 4.00% |
Redeemable
| 1 year* | 2.00% |
Step-up
| 6+6 | 2.00% |
| 9+9 | 4.10% |
| 18+18 | 4.30% |
Spend and save interest rates.
Everyday spend and save accounts that earn interest on your deposited money, and you don't have to touch or think about a thing.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.
Call us Book appointment
Kids
| Flat rate | 0.01% |
US Dollar
| $5K+ | 0.025% |
| $25K+ | 0.05% |
Agriculture Basics
| $25K+ | 0.10% |
Agriculture Unlimited
| $5K+ | 0.10% |
| $25K+ | 0.15% |
Simple Save
| Flat rate | 0.05% |
Save More
Personal
| $0+ | 0.80%* |
Save More
Business + Ag
| $0+ | 0.25% |
| $100K+ | 0.30% |
| $250K+ | 0.35% |
Commercial Savings
| $0K+ | 0.05% |
| $50K+ | 0.10% |
Foreign exchange rates.
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The following currencies are available:
Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.
We accept deposits in:
Euro, Pound Sterling, US Dollar.
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Cash
| Buy | 1.3162 |
| Sell | 1.2612 |
Cheque
| Buy | 1.3147 |
| Sell | 1.2627 |