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A mortgage rate is only part of the story.
We offer great options for term and flexibility to suit you.
connectFirst Prime
| CAD | 7.20% |
| USD | 8.50% |
Simple Mortgage
5-year fixed term
| Conventional | 6.24% |
| High ratio | 5.89% |
Cash-Back Mortgage
5-year fixed term
| Conventional | 6.54% |
| High ratio | 6.19% |
Head-Start Mortgage
5-year fixed term
| Conventional | 6.74% |
| High ratio | 6.39% |
Flex Mortgage
| 5-year fixed | |
| Conventional | 6.34% |
| High ratio | 5.89% |
| 4-year fixed | |
| Conventional | 6.79% |
| High ratio | 6.49% |
| 3-year fixed | |
| Conventional | 6.69% |
| High ratio | 6.49% |
| 2-year fixed | |
| Conventional | 7.09% |
| High ratio | 6.89% |
| 1-year fixed | |
| Conventional | 7.69% |
| High ratio | 7.49% |
| Variable* | |
| Conventional | 7.20% |
| High ratio | 7.20% |
All mortgage rates effective as of October 13, 2023.
*Variable Rate is connectFirst Prime
Investment product interest rates.
Invest with the certainty of a fixed interest rate and a known outcome.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.
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Non Redeemable
| 5 year | 4.40% |
| 4 year | 4.50% |
| 3 year | 4.50% |
| 2 year | 5.15% |
| 1 year | 5.00% |
Redeemable
| 1 year* | 3.50% |
Step-up
| 6+6* | 3.50% |
| 9+9** | 5.00% |
| 18+18*** | 4.50% |
Retirement (RRSP and RIF)
Non Redeemable
| 5 year | 4.40% |
| 4 year | 4.50% |
| 3 year | 4.50% |
| 2 year | 5.15% |
| 1 year | 5.00% |
Redeemable
| 1 year* | 3.50% |
Step-up
| 6+6 | 3.50% |
| 9+9 | 5.00% |
| 18+18 | 4.50% |
Non Redeemable
| 5 year | 4.40% |
| 4 year | 4.50% |
| 3 year | 4.50% |
| 2 year | 5.15% |
| 1 year | 5.00% |
Redeemable
| 1 year* | 3.50% |
Step-up
| 6+6 | 3.50% |
| 9+9 | 5.00% |
| 18+18 | 4.50% |
18-month
Non-redeemable GIC
Grow your savings over a short period of time with our step-up 9+9.
Learn More ➜15-month
non-redeemable GIC
Secure, reliable, and ready to work for you to boost your savings.
Learn More ➜Spend and save interest rates.
Everyday accounts that earn interest on your deposited money, and you don't have to touch a thing.
Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.
Call us Book appointment
Kids
| Flat rate | 0.01% |
US Dollar
| $5K+ | 0.025% |
| $25K+ | 0.05% |
Agriculture Basics
| $25K+ | 0.10% |
Agriculture Unlimited
| $5K+ | 0.10% |
| $25K+ | 0.15% |
Simple Save
| Flat rate | 0.05% |
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Personal
| $0+ | 1.50%* |
Save More
Business + Ag
| $0+ | 2.25% |
| $100K+ | 2.60% |
| $250K+ | 3.35% |
| $1M+ | 4.00% |
Commercial Savings
| $0K+ | 0.05% |
| $50K+ | 0.10% |
Balance of $0+
On Business + Ag Save More Account
Balance of $100K+
On Business + Ag Save More Account
Balance of $250K+
On Business + Ag Save More Account
Balance of $1M+
On Business + Ag Save More Account
Foreign exchange rates.
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The following currencies are available:
Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.
We accept deposits in:
Euro, Pound Sterling, US Dollar.
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Cash
| Buy | 1.3875 |
| Sell | 1.3325 |
Cheque
| Buy | 1.3860 |
| Sell | 1.3340 |