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Mortgages Investing Spend & Save Accounts Foreign exchange

A mortgage rate is only part of the story.

We offer great options for term and flexibility to suit you.

Fixed Rate Closed Mortgage

Your interest rate and payments remain the same throughout the mortgage term. This low-rate option saves you money on the cost of borrowing. You can only prepay or refinance based on the terms of your mortgage agreement, which can include a prepayment penalty.

Fixed Rate Open Mortgage

Your interest rate and payments stay the same throughout the mortgage, and you can pay the mortgage in full or in part, renegotiate it, or renew it at any time without a penalty.

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Term Rates
ConnectFirst CAD 2.45%


Term Rates
5 year 1.97%
4 year 2.14%
3 year 1.74%
2 year 1.74%
1 year 1.84%

Term Rates
1 Year Open Fixed 7.25%
Term Rates
5 year 2.97%*
4 year 3.14%*
3 Year 3.04%*
2 year 2.94%*
1 Year 2.84%*

*Interest payment based on Prime - 0.25%

Investment product interest rates.

Invest with the certainty of a fixed interest rate and returns.

Choose a timeframe, deposit your money, and get a known outcome with connectFirst Term Deposits.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

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Term Deposits (GICS)
Term Rates
5 Year 1.00%
4 year 0.80%
3 year 0.70%
2 year 0.65%
1 year 0.50%

Term Rates
1 Year 0.40%
Term Rates
6+6 Redeemable 0.40%
9+9 Non-Redeemable 0.60%
18+18 Non-Redeemable 0.70%
Term Rates
Flat Rate 0.10%

Retirement (RRSP and RIF)
Term Rates
5 Year 1.00%
4 Year 0.80%
3 Year 0.70%
2 Year 0.65%
1 Year 0.50%

Term Rates
1 Year 0.40%
Term Rates
6+6 Redeemable 0.40%
9+9 Non-Redeemable 0.60%
18+18 Non-Redeemable 0.70%
Term Rates
Flat Rate 0.10%

Tax Free Savings
Term Rates
5 Year 1.00%
4 Year 0.80%
3 Year 0.70%
2 Year 0.65%
1 Year 0.50%
 
Term Rates
1 Year 0.40%
Term Rates
6+6 Redeemable 0.40%
9+9 Non-Redeemable 0.60%
18+18 Non-Redeemable 0.70%
Term Rates
Flat Rate 0.10%

Spend and save interest rates.

Everyday spend and save accounts that earn interest on your deposited money, and you don't have to touch or think about a thing.

Plus, get a rock solid 100% Deposit & Interest Guarantee* on all of your invested capital and investment income, unique to credit unions.

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Term Rates
Balance of $5,000+ 0.01%
Term Rates
Flat Rate 0.01%
Term Rates
Balance of $5,000+ 0.01%
Term Rates
Flat Rate 0.01%

Term Rates
Flat Rate 0.05%

Term Rates
Balance of $0.00 - $5,000,000 0.35%

Foreign exchange rates.

Planning your next trip? We can help.

Please allow 7 to 10 business days for processing.

The following currencies are available:

Australian Dollar, Chinese Yuan, Dominican Republic Peso, Euro, Hong Kong Dollar, Indian Rupee, Jamaican Dollar, Japanese Yen, Malaysian Ringgit, Mexican Peso, New Zealand Dollar, Pound Sterling, Pakistan Rupee, Russian Ruble, Singapore Dollar, Swiss Franc, Taiwan Dollar, Thai Baht, US Dollar.

We accept deposits in:

Euro, Pound Sterling, US Dollar.

Connect with your local branch
USD Exchange
Buy Sell
1.2676 1.2126

Buy Sell
1.2661 1.2141

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