Spending products.

View our rates Product and service fees


 

Low-cost.

Necessities

$1.99/month

$1.25/transaction after those included.

A feature rich account for the low cost of a toonie.

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Unlimited transactions.

Bank your way.

Unlimited

$13.99/month

FREE for members 60 and over.

All the banking you want to do, any way you like it.


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Over $400 in annual savings!

Premium benefits.

Platinum

$19.99/month

FREE with a balance of $7,000+.

Unlimited banking with platinum-level benefits.



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Everything you need.

Digital+

$6.99/month

FREE for members 25 and under.

A modern account, for a modern day member.


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Start young.

Kids

Free

For members 12 and under.

To help build good money habits from a young age.​

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Bank across the border.

US Dollar

$1.95/month

$1.25 for in-branch withdrawals.

Buy and store US Currency.

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Saving products.

View our rates Product and service fees


Simple Save

Free

Keeping saving simple.

  • Free deposits.
  • 2 free debits.
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Save More

Free

Make your money work for you.

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Term Deposits

Lock in funds for a guaranteed rate of return.

Term lengths:
  • 6 months.
  • 18 months.
  • 1 years.
  • 2 years.
  • 3 years.
  • 5 years.

Book an appointment
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Market Advantage

Take advantage of the market without losing your principle.

  • Higher maximum rate of return than term deposits​.
Product lengths:
  • 3 years.
  • 5 years.

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Simple Mortgage

A locked-in mortgage product at our lowest rate possible.

  • 5-year term.
  • Fixed rate.
  • convential or high ratio.

Learn more >


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We'll come to you

Flex Mortgage

A great rate with the flexibility to pay your loan off faster.

  • 1 to 5-year terms.
  • Fixed or variable rates.
  • Pay down up to 20% of the original principle annually.

Learn more >


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We'll come to you

Cash-Back Mortgage

Money back in your pocket, plus a great rate.

  • 5-year term.
  • Fixed rate.
  • Up to $3,000 cash-back.
  • Pay down options.

Learn more >


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We'll come to you

Head-Start Mortgage

Get the amount of your first three payments back.

  • 5-year term.
  • Fixed rate.
  • Get your first three payments back.

Learn more >


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We'll come to you

HELOC

Put the equity in your home to good use.​

  • Up to 80% of the value of your home.
  • No monthly fee to hold.
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Line of Credit

On-demand access to credit for important purchases.​

  • Secured or unsecured.
  • No maximum lending amount.

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Overdraft

A safety net for when the unexpected happens.​

  • Up to $5,000.
  • $5 monthly fee to hold.

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Personal Loan

Consolidate debt or make the purchase you’ve been waiting for.

  • Payment on your terms: weekly, bi-weekly, monthly, or a lump sum.
  • Pay off your loan anytime, without penalty.

Book an appointment
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Auto Financing

Your local one stop financing for automotive, RV, leisure and marine.

  • Enjoy flexible payment options.
  • Manage your loan online anywhere, anytime.
  • Competitive interest rates.
  • Financing at nearly 500 dealerships across AB.

Visit your dealer and ask for connectFirst Financing.

RRSP Loan

Make sure you’re taking full advantage of your RRSP contributions.​

  • Flexible limits.
  • Competitive rates.
  • Pay off your loan anytime, without penalty.

Book an appointment
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Mutual Funds*

A pool of securities professionally managed by fund managers.

  • Socially responsible investing.
  • Investment solutions for everyone.
Mutual fund investments can be held in an:
  • RRSP.
  • TFSA.
  • RRIF.
Call us

Term Deposits

Ideal for locking away funds at a guaranteed rate of return.​

Eligible accounts include:
  • 6 months.
  • 18 months.
  • 1 year.
  • 2 years.
  • 3 years.
  • 5 years.

Book an appointment.
Call us

Market Advantage

Take advantage of the market, without losing your principle.

  • Higher maximum rate of return than term deposits​.

Deposit lengths:

  • 3 years.
  • 5 years.

Book an appointment.
Call us

Private Wealth

Personalized financial planning and investment solutions to manage and grow your wealth.

  • Personalized financial planning and advice.
Call us

RRSP

Tax-sheltered savings umbrella used to save for retirement.​

  • Contributions are tax-deductible​.

Eligible accounts include:

  • Savings accounts.
  • Term deposits.
  • Mutual funds*.
  • Stocks and EFTs*.

Funds are only taxed once withdrawn.


Book an appointment.
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TFSA

An account umbrella to save money without paying tax on the interest.​

  • Interest earned is tax-free.

Eligible accounts include:

  • Savings accounts.
  • Term deposits.
  • Mutual funds*.
  • Stocks and EFTs*.

Must be a Canadian citizen 18 years or older​.


Book an appointment.
Call us

RIF

Draw on your retirement income while reaping the maximum benefits possible.

  • Minimum annual withdrawal amount.
  • interest earned is tax-deferred.
Book an appointment.
Call us

RESP

Government approved plan to help you save for your child’s post-secondary education.

  • Contribute to a lifetime maximum of $50,000.
  • Take advantage of up to $7,200 in grants through the Canada Education Savings Grant.
  • Take advantage of up to $2,000 in funds through the Canada Learning Bond.
Call us

RDSP

Tax deferred investment for you or a family member who are eligible for the disability tax credit.

Call us

Common Shares

Every member receives dividends for their investment shares and common shares.



Book an appointment.
Call us

Qtrade Direct Investing

Invest online with confidence.

  • Canada's #1 online brokerage.


Terms and conditions apply
*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth.

Insurance products.


connectFirst Wealth

Life Insurance*

Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.

Critical Illness:
  • Lump sum of tax-free funds after critical illness diagnosis.
  • In the event of death, premiums are refunded to beneficiary.
Personal Insurance:
  • Protects financial obligations in the event of a death.
Disability Insurance:
  • Provides a financial safety net when earning power is compromised due to a disability.
  • Tax free monthly income.

Get a free quote.
*Life Insurance is offered through Connect First Wealth Ltd.

Credit & Mortgage Insurance

Protect all types of debt & assets, from small loans to large mortgages to businesses.

  • Affordable coverage for credit union members.
  • Cancel within the first 30 days if you are not satisfied.

For a free quote call 1.877.885.2847


Travel Insurance

Protect yourself from delays, cancellations and medical costs while travelling.

  • Preferred rates for credit union members.​
  • 24/7 emergency travel assistance worldwide.​

For a free quote call 1.877.885.2847


Home Insurance

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.

Get a free quote.

Auto Insurance

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur while driving your vehicle!

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.

Get a free quote.

*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.
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