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Whether you're an individual, business owner, or agri-business owner, we'll make sure you have the tools to spend, save, invest, and borrow, however works best for you.I am...

Personal banking.
Discover solutions that help you manage
your everyday finances with simplicity and ease—
designed for your unique needs and dreams.
Low-cost.
Necessities
$1.25/transaction after those included.
A feature rich account for the low cost of a toonie.
- 10 free debit transactions per month.
- 2 free Interac e-Transfers.
Call us
Unlimited transactions.
Bank your way.
Unlimited
FREE for members 60 and over.
All the banking you want to do, any way you like it.
- Unlimited transactions: digital and in-branch.
- Unlimited Interac e-Transfers.
Call us
Over $400 in annual savings!
Premium benefits.
Platinum
FREE with a balance of $7,000+.
Unlimited banking with platinum-level benefits.
- Unlimited banking.
- Free safe deposit box and overdraft protection.
- 5 Free international ATM withdrawals.
Call us
Everything you need.
Digital+
FREE for members 25 and under.
A modern account, for a modern day member.
- Unlimited digital transactions.
- Unlimited Interac e-Transfers.
Book appointment
Call us
Start young.
Kids
FreeFor members 12 and under.
To help build good money habits from a young age.
- Interest bearing.
- Unlimited free Interac e-Transfers.
Call us
Bank across the border.
US Dollar
$1.25 for in-branch withdrawals.
Buy and store US Currency.
- No charge for deposits.
- Save on foreign currency exchange.
Call us
See our full list of financial service fees, product service fees as well as personal account terms and conditions.
Save More
FreeMake your money work for you.
- Free deposits.
- Higher interest rate.
Call us
Term Deposits
Lock in funds for a guaranteed rate of return.
Term lengths:- 6 months.
- 18 months.
- 1 years.
- 2 years.
- 3 years.
- 5 years.
Book an appointment.
Call us
Market Advantage
Take advantage of the market without losing your principle.
- Higher maximum rate of return than term deposits.
- 3 years.
- 5 years.
Call us
See our full list of financial service fees, product service fees as well as personal account terms and conditions.
Simple Mortgage
A locked-in mortgage product at our lowest rate possible.
- 5-year term.
- Fixed rate.
- convential or high ratio.
Book an appointment.
Call us
We'll come to you.
Flex Mortgage
A great rate with the flexibility to pay your loan off faster.
- 1 to 5-year terms.
- Fixed or variable rates.
- Pay down up to 20% of the original principle annually.
Book an appointment.
Call us
We'll come to you.
Cash-Back Mortgage
Money back in your pocket, plus a great rate.
- 5-year term.
- Fixed rate.
- Up to $3,000 cash-back.
- Pay down options.
Book an appointment.
Call us
We'll come to you.
Head-Start Mortgage
Get the amount of your first three payments back.
- 5-year term.
- Fixed rate.
- Get your first three payments back.
Book an appointment.
Call us
We'll come to you.
HELOC
Put the equity in your home to good use.
- Up to 80% of the value of your home.
- No monthly fee to hold.
Call us
Line of Credit
On-demand access to credit for important purchases.
- Secured or unsecured.
- No maximum lending amount.
Book an appointment.
Call us
Overdraft
A safety net for when the unexpected happens.
- Up to $5,000.
- $5 monthly fee to hold.
Book an appointment.
Call us
Personal Loan
Consolidate debt or make the purchase you’ve been waiting for.
- Payment on your terms: weekly, bi-weekly, monthly, or a lump sum.
- Pay off your loan anytime, without penalty.
Book an appointment.
Call us
Auto Financing
Your local one stop financing for automotive, RV, leisure and marine.
- Enjoy flexible payment options.
- Manage your loan online anywhere, anytime.
- Competitive interest rates.
- Financing at nearly 500 dealerships across AB.
Visit your dealer and ask for connectFirst Financing.
RRSP Loan
Make sure you’re taking full advantage of your RRSP contributions.
- Flexible limits.
- Competitive rates.
- Pay off your loan anytime, without penalty.
Book an appointment.
Call us
Buying a home soon?
View our home buyers guide and moving checklist to make sure you're ready for what's next!
Home Buyers GuideMoving ChecklistSee our full list of financial service fees and our personal account terms and conditions.
Mutual Funds*
A pool of securities professionally managed by fund managers.
- Socially responsible investing.
- Investment solutions for everyone.
- RRSP.
- TFSA.
- RRIF.
Term Deposits
Ideal for locking away funds at a guaranteed rate of return.
Eligible accounts include:- 6 months.
- 18 months.
- 1 year.
- 2 years.
- 3 years.
- 5 years.
Book an appointment.
Call us
Market Advantage
Take advantage of the market, without losing your principle.
- Higher maximum rate of return than term deposits.
Deposit lengths:
- 3 years.
- 5 years.
Call us
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
- Personalized financial planning and advice.
RRSP
Tax-sheltered savings umbrella used to save for retirement.
- Contributions are tax-deductible.
Eligible accounts include:
- Savings accounts.
- Term deposits.
- Mutual funds*.
- Stocks and EFTs*.
Funds are only taxed once withdrawn.
Book an appointment.
Call us
TFSA
An account umbrella to save money without paying tax on the interest.
- Interest earned is tax-free.
Eligible accounts include:
- Savings accounts.
- Term deposits.
- Mutual funds*.
- Stocks and EFTs*.
Must be a Canadian citizen 18 years or older.
Book an appointment.
Call us
RIF
Draw on your retirement income while reaping the maximum benefits possible.
- Minimum annual withdrawal amount.
- interest earned is tax-deferred.
Call us
RESP
Government approved plan to help you save for your child’s post-secondary education.
- Contribute to a lifetime maximum of $50,000.
- Take advantage of up to $7,200 in grants through the Canada Education Savings Grant.
- Take advantage of up to $2,000 in funds through the Canada Learning Bond.
RDSP
Tax deferred investment for you or a family member who are eligible for the disability tax credit.
Call usCommon Shares
Every member receives dividends for their investment shares and common shares.
- Purchase up to 200,000 Common Shares for just $1.00 per share.
Last year, we paid our members 3.0%.
Book an appointment.
Call us
Invest online with confidence using
Canada's #1 Online Brokerage!
Qtrade Direct Investing.
Learn moreSee our full list of financial service fees and our personal account terms and conditions.
Life Insurance*
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
Critical Illness:- Lump sum of tax-free funds after critical illness diagnosis.
- In the event of death, premiums are refunded to beneficiary.
- Protects financial obligations in the event of a death.
- Provides a financial safety net when earning power is compromised due to a disability.
- Tax free monthly income.
Get a free quote.
*Life Insurance is offered through Connect First Wealth Ltd.
Credit & Mortgage Insurance
Protect all types of debt & assets, from small loans to large mortgages to businesses.
- Affordable coverage for credit union members.
- Cancel within the first 30 days if you are not satisfied.
For a free quote call 1.877.885.2847
Travel Insurance
Protect yourself from delays, cancellations and medical costs while travelling.
- Preferred rates for credit union members.
- 24/7 emergency travel assistance worldwide.
For a free quote call 1.877.885.2847
Home Insurance
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
Auto Insurance
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur while driving your vehicle!
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
See our full list of financial service fees and our personal account terms and conditions.
*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.Business banking.
Whether you’re starting out, expanding or
getting caught up, we’ve got the right package of
products and advice to help you hit your targets.
Business Essentials
A low-fee basic business account.
- 5 free debit transactions
- 2 free Interac e-Transfers
Call us
Business Unlimited
Don't let transaction limits get in your way!
- Unlimited debits.
- Unlimited Interac e-Transfers.
Call us
Limitless Business
Bank without limits.
- Unlimited transactions.
- Unlimited Interac e-Transfers.
- Unlimited cash and coin transactions.
Call us
US Dollar
Buy and store U.S. currency.
- No charge for deposits.
- Save on foreign currency exchange.
Community Strong
FreeStay involved in your community with this low-fee account.
- 15 free debit transactions.
Lawyer & Real Estate Trust
FreeTrust accounts used by Law Firms and Real Estate agencies for temporary storage of funds.
Call usSee our full list of financial service fees, product service fees as well as business account terms and conditions.
Business Save More
FreeMake your money work for you.
- Free deposits.
- High interest rate.
Call us
Business Simple Save
FreeKeeping saving simple!
- Free deposits.
- 2 free debits.
Call us
See our full list of financial service fees, product service fees as well as business account terms and conditions.
Commercial Mortgage
For the purpose of commercial land or buildings.
Used to purchase commercial or business land or buildings.
- Fixed and variable interest rates available.
- Highly flexible lending options.
Commercial Overdraft
A safety net for when the unexpected happens.
Helps to alleviate short term cash flow issues.
- Interest rate based on prime.
- Revolving credit.
Operating Line of Credit
On-demand access to credit for important purchases.
- Competitive interest rates.
- Interest rates based on Prime rates.
- Outstanding balances can be paid off at anytime without penalty.
Business Term Loans
For capital investments, expansion and equipment.
- Purchase of new equipment or assets.
- Can be used to refinance existing debts.
- Fixed or variable annual interest rate.
- Consistent payment schedule.
- High lending limit.
AgriOne
A lending solution that benefits members by providing multiple credit facilities under one title registration.
- Variety of available products including:
- Term mortgages.
- Lines of credit.
- Term loans.
- Overdraft.
- Conventional mortgage portion can be split into amounts that mature at different times.
- Single title registration required.
- Saves money on individual application fees.
Auto Financing
Your local one stop financing for automotive, RV, leisure and marine.
- Enjoy flexible payment options.
- Manage your loan online anywhere, anytime.
- Competitive interest rates.
- Financing at nearly 500 dealerships across AB.
See our full list of financial service fees, and business account terms and conditions.
Mutual Funds*
A pool of securities professionally managed by fund managers.
- Socially responsible investing.
- Investment solutions for everyone.
Mutual fund investments can be held in an:
- RRSP.
- TFSA.
- RRIF.
Term Deposits
Ideal for locking away funds at a guaranteed rate of return.
- Flat and escalating rates.
- 6 months.
- 18 months.
- 1 years.
- 2 years.
- 3 years.
- 5 years.
Market Advantage
Take advantage of the market, without losing your principle.
- Higher maximum rate of return than term deposits.
- 3 years.
- 5 years.
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
Call usCommon Shares
Every member receives dividends for their investment shares and common shares.
- Purchase up to 200,000 Common Shares for just $1.00 per share.
Last year, we paid our members 3.0%.
Call usInvest online with confidence using
Canada's #1 Online Brokerage!
Qtrade Direct Investing.
Learn moreSee our full list of financial service fees, and business account terms and conditions.
Life Insurance*
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
Critical Illness:- Lump sum of tax-free funds after critical illness diagnosis.
- In the event of death, premiums are refunded to beneficiary.
- Protects financial obligations in the event of a death.
- Provides a financial safety net when earning power is compromised due to a disability.
- Tax free monthly income.
Get a free quote.*Life Insurance is offered through Connect First Wealth Ltd.
Credit & Mortgage Insurance
Protect all types of debt & assets, from small loans to large mortgages to businesses.
- Affordable coverage for credit union members.
- Cancel within the first 30 days if you are not satisfied.
For a free quote call 1.877.885.2847
Travel Insurance
Protect yourself from delays, cancellations and medical costs while travelling.
- Preferred rates for credit union members.
- 24/7 emergency travel assistance worldwide.
For a free quote call 1.877.885.2847
Auto Insurance
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while driving your vehicle!
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
See our full list of financial service fees, and business account terms and conditions.
*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.Merchant Services
A world-class payments solution for your business, built right here in Alberta.
- Honest & affordable Interchange Plus Pricing.
- Ability to accept online, in-person or keyed-in payments.
- A full suite of software & tools included free with your account.
- No monthly fees, no contracts, and absolutely no hidden fees.
- Point of sale.
- Customizable online Invoicing.
- Fully-hosted online store.
- Recurring payments.
- Virtual terminal.
- Secure card vault.
- Inventory.
- + much more.
Payroll Management
Paying your employees is vitally important - and we're here to make that process easy.
- Payroll Management.
- Human Resource Tools.
- Time and Labour Management.
- Occupational Health and Safety.
Cheque Capture ™
Deposit cheques within the comfort of your office instead of in the branch.
- No delay to see the whole picture of your finances.
- Ideal for processing a high volume of cheques, accelerating clearings, and improving cash flow.
EFT Processing
Improve cash flow management by seamlessly transferring funds electronically.
Set up direct deposit:- Payroll.
- Bonuses.
- Vacation Pay.
- Accounts Payable.
- Rent.
- Fees or Dues.
- Donations.
- Accounts Receivable.
Cash Management
Everything you need to efficiently manage your cash.
- Cash Services & Logistics.
- Corporate Creditor.
- Night Deposit.
- Group Banking.
- + much more.
Agriculture banking.
We know Alberta, and that means we know agriculture.
See how our custom-fit solutions can help get you from
one season to the next with confidence.
Agriculture Basics
A low fee-basic agriculture account.
- 5 free debit transactions
- 2 free Interac e-Transfers
Agriculture Unlimited
Bank without limits.
- Unlimited transactions
- Unlimited Interac e-Transfers
Bank across the border
US Dollar
Buy and store U.S currency.
- No charge for deposits.
- Save on foreign currency exchange.
See our full list of financial service fees, product service fees as well as agriculture account terms and conditions.
See our full list of financial service fees, product service fees as well as agriculture account terms and conditions.
Operating Line of Credit
On-demand access to credit for important purchases.
- Competitive interest rates.
- Interest rates based on Prime rate.
- Outstanding balances can be paid off ay anytime without penalty.
Agricultural Mortgage
For the purpose of agricultural land or buildings.
Used to purchase agricultural land or buildings.
- Fixed and variable interest rates available.
- Highly flexible lending options.
Agriculture Overdraft
A safety net for when the unexpected happens.
- Up to $5,000.
- Helps to alleviate short term cash flow issues.
- Interest based on prime.
- Revolving credit.
Agriculture Term Loans
For business expansion, equipment and more.
- Purchase of new equipment or assets.
- Can be used to refinance existing debts.
- Fixed or variable annual interest rate.
- Consistent payment schedule.
- High lending limit.
AgriOne
A lending solution that benefits members by providing multiple credit facilities under one title registration.
- Varitey of available products including:
- Term mortages.
- Lines of credit.
- Term loans.
- Overdraft.
- Conventional mortgage portion can be split into amounts that mature at different times.
- Single title registration required.
- Saves money on individual application fees.
Auto Financing
Your local one stop financing for automotive, RV, leisure and marine.
- Enjoy flexible payment options.
- Manage your loan online anywhere, anytime.
- Competitive interest rates.
- Financing at nearly 500 dealerships across AB.
See our full list of financial service fees, and agriculture account terms and conditions.
Mutual Funds*
A pool of securities professionally managed by fund managers.
- Socially responsible investing.
- Investment solutions for everyone.
Mutual fund investments can be held in an:
- RRSP.
- TFSA.
- RRIF.
Term Deposits
Ideal for locking away funds at a guaranteed rate of return.
- Flat and Escalating rates.
Term lengths:
- 6 months.
- 18 months.
- 1 years.
- 2 years.
- 3 years.
- 5 years.
Market Advantage
Take advantage of the market, without losing your principle.
- Higher maximum rate of return than term deposits.
Deposit lengths:
- 3 years.
- 5 years.
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
- Personalized financial planning and advice.
RRSP
Tax-sheltered savings umbrella used to save for retirement.
- Contributions are tax-deductible.
Eligible accounts include:
- Savings Accounts.
- Term Deposits.
- Mutual Funds*.
- Stocks and EFTs*.
Funds are only taxed once withdrawn.
Call usTFSA
An account umbrella to save money without paying tax on the interest.
- Interest earned is tax-free.
Eligible accounts include:
- Savings Accounts.
- Term Deposits.
- Mutual Funds*.
- Stocks and EFTs*.
Must be a Canadian citizen 18 years or older.
Call usAgriInvest
Investing with matched government Contributions.
- Deposit up to 100% of your allowable net sales annually.
- First 1% of deposits matched by government (up to $10,000/year).
Common Shares
Every member receives dividends for their investment shares and common shares.
- Purchase up to 200,000 Common Shares for just $1.00 per share.
Last year, we paid our members 3.0%.
Call usSee our full list of financial service fees, and agriculture account terms and conditions.
Life Insurance*
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
Critical Illness:- Lump sum of tax-free funds after critical illness diagnosis.
- In the event of death, premiums are refunded to beneficiary.
- Protects financial obligations in the event of a death.
- Provides a financial safety net when earning power is compromised due to a disability.
- Tax free monthly income.
Get a free quote.
*Life Insurance is offered through Connect First Wealth Ltd.
Credit & Mortgage Insurance
Protect all types of debt & assets, from small loans to large mortgages to businesses.
- Affordable coverage for credit union members.
- Cancel within the first 30 days if you are not satisfied.
For a free quote call 1.877.885.2847
Travel Insurance
Protect yourself from delays, cancellations and medical costs while travelling.
- Preferred rates for credit union members.
- 24/7 emergency travel assistance worldwide.
For a free quote call 1.877.885.2847
Home Insurance
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
Auto Insurance
Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur while driving your vehicle!
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
See our full list of financial service fees, and agriculture account terms and conditions.
*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.