The products made for you.

Whether you're an individual, business owner, or agri-business owner, we'll make sure you have the tools to spend, save, invest, and borrow, however works best for you.

Book an appointmentBecome a member


Low-cost.

Necessities

$1.99/month

$1.25/transaction after those included.

A feature rich account for the low cost of a toonie.

  • 10 free debit transactions per month.
  • 2 free Interac e-Transfers.
Book appointment
Call us

Unlimited transactions.

Bank your way.

Unlimited

$13.99/month

FREE for members 60 and over.

All the banking you want to do, any way you like it.

  • Unlimited transactions: digital and in-branch.
  • Unlimited Interac e-Transfers.

Book appointment
Call us

Over $400 in annual savings!

Premium benefits.

Platinum

$19.99/month

FREE with a balance of $7,000+.

Unlimited banking with platinum-level benefits.

  • Unlimited banking.
  • Free safe deposit box and overdraft protection.
  • 5 Free international ATM withdrawals.


Book appointment
Call us

Everything you need.

Digital+

$6.99/month

FREE for members 25 and under.

A modern account, for a modern day member.

  • Unlimited digital transactions.
  • Unlimited Interac e-Transfers.

Book appointment
Call us

Start young.

Kids

Free

For members 12 and under.

To help build good money habits from a young age.​

Book appointment
Call us

Bank across the border.

US Dollar

$1.95/month

$1.25 for in-branch withdrawals.

Buy and store US Currency.

  • No charge for deposits.
  • Save on foreign currency exchange.
Book appointment
Call us

Looking to spend with a credit card?
View our suite of personal credit card products!
Learn more


See our full list of financial service fees, product service fees, as well as personal account terms and conditions.



Simple Save

Free

Keeping saving simple.

  • Free deposits.
  • 2 free debits.
Book an appointment.
Call us

Save More

Free

Make your money work for you.

Book an appointment.
Call us

Term Deposits

Lock in funds for a guaranteed rate of return.

Term lengths:
  • 6 months.
  • 18 months.
  • 1 years.
  • 2 years.
  • 3 years.
  • 5 years.

Book an appointment.
Call us

Market Advantage

Take advantage of the market without losing your principle.

  • Higher maximum rate of return than term deposits​.
Product lengths:
  • 3 years.
  • 5 years.

Book an appointment.
Call us


See our full list of financial service fees, product service fees as well as personal account terms and conditions.



Simple Mortgage

A locked-in mortgage product at our lowest rate possible.

  • 5-year term.
  • Fixed rate.
  • convential or high ratio.

Learn more >


Book an appointment.
Call us
We'll come to you.

Flex Mortgage

A great rate with the flexibility to pay your loan off faster.

  • 1 to 5-year terms.
  • Fixed or variable rates.
  • Pay down up to 20% of the original principle annually.

Learn more >


Book an appointment.
Call us
We'll come to you.

Cash-Back Mortgage

Money back in your pocket, plus a great rate.

  • 5-year term.
  • Fixed rate.
  • Up to $3,000 cash-back.
  • Pay down options.

Learn more >


Book an appointment.
Call us
We'll come to you.

Head-Start Mortgage

Get the amount of your first three payments back.

  • 5-year term.
  • Fixed rate.
  • Get your first three payments back.

Learn more >


Book an appointment.
Call us
We'll come to you.

HELOC

Put the equity in your home to good use.​

  • Up to 80% of the value of your home.
  • No monthly fee to hold.
Book an appointment.
Call us

Line of Credit

On-demand access to credit for important purchases.​

  • Secured or unsecured.
  • No maximum lending amount.

Book an appointment.
Call us

Overdraft

A safety net for when the unexpected happens.​

  • Up to $5,000.
  • $5 monthly fee to hold.

Book an appointment.
Call us

Personal Loan

Consolidate debt or make the purchase you’ve been waiting for.

  • Payment on your terms: weekly, bi-weekly, monthly, or a lump sum.
  • Pay off your loan anytime, without penalty.

Book an appointment.
Call us

Auto Financing

Your local one stop financing for automotive, RV, leisure and marine.

  • Enjoy flexible payment options.
  • Manage your loan online anywhere, anytime.
  • Competitive interest rates.
  • Financing at nearly 500 dealerships across AB.

Visit your dealer and ask for connectFirst Financing.

RRSP Loan

Make sure you’re taking full advantage of your RRSP contributions.​

  • Flexible limits.
  • Competitive rates.
  • Pay off your loan anytime, without penalty.

Book an appointment.
Call us

Buying a home soon?
View our home buyers guide and moving checklist to make sure you're ready for what's next!
Home Buyers GuideMoving Checklist


See our full list of financial service fees and our personal account terms and conditions.



Mutual Funds*

A pool of securities professionally managed by fund managers.

  • Socially responsible investing.
  • Investment solutions for everyone.
Mutual fund investments can be held in an:
  • RRSP.
  • TFSA.
  • RRIF.
Call us

Term Deposits

Ideal for locking away funds at a guaranteed rate of return.​

Eligible accounts include:
  • 6 months.
  • 18 months.
  • 1 year.
  • 2 years.
  • 3 years.
  • 5 years.

Book an appointment.
Call us

Market Advantage

Take advantage of the market, without losing your principle.​

  • Higher maximum rate of return than term deposits​.

Deposit lengths:

  • 3 years.
  • 5 years.

Book an appointment.
Call us

Private Wealth

Personalized financial planning and investment solutions to manage and grow your wealth.

  • Personalized financial planning and advice.
Call us

RRSP

Tax-sheltered savings umbrella used to save for retirement.​

  • Contributions are tax-deductible​.

Eligible accounts include:

  • Savings accounts.
  • Term deposits.
  • Mutual funds*.
  • Stocks and EFTs*.

Funds are only taxed once withdrawn.


Book an appointment.
Call us

TFSA

An account umbrella to save money without paying tax on the interest.​

  • Interest earned is tax-free.

Eligible accounts include:

  • Savings accounts.
  • Term deposits.
  • Mutual funds*.
  • Stocks and EFTs*.

Must be a Canadian citizen 18 years or older​.


Book an appointment.
Call us

RIF

Draw on your retirement income while reaping the maximum benefits possible.

  • Minimum annual withdrawal amount.
  • interest earned is tax-deferred.
Book an appointment.
Call us

RESP

Government approved plan to help you save for your child’s post-secondary education.

  • Contribute to a lifetime maximum of $50,000.
  • Take advantage of up to $7,200 in grants through the Canada Education Savings Grant.
  • Take advantage of up to $2,000 in funds through the Canada Learning Bond.
Call us

RDSP

Tax deferred investment for you or a family member who are eligible for the disability tax credit.

Call us

Common Shares

Every member receives dividends for their investment shares and common shares.

  • Purchase up to 200,000 Common Shares for just $1.00 per share.

Last year, we paid our members 3.0%.



Book an appointment.
Call us

Invest online with confidence using
Canada's #1 Online Brokerage!
Qtrade Direct Investing.
Learn more

See our full list of financial service fees and our personal account terms and conditions.

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth.

connectFirst Wealth

Life Insurance*

Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.

Critical Illness:
  • Lump sum of tax-free funds after critical illness diagnosis.
  • In the event of death, premiums are refunded to beneficiary.
Personal Insurance:
  • Protects financial obligations in the event of a death.
Disability Insurance:
  • Provides a financial safety net when earning power is compromised due to a disability.
  • Tax free monthly income.

Get a free quote.
*Life Insurance is offered through Connect First Wealth Ltd.

Credit & Mortgage Insurance

Protect all types of debt & assets, from small loans to large mortgages to businesses.

  • Affordable coverage for credit union members.
  • Cancel within the first 30 days if you are not satisfied.

For a free quote call 1.877.885.2847


Travel Insurance

Protect yourself from delays, cancellations and medical costs while travelling.

  • Preferred rates for credit union members.​
  • 24/7 emergency travel assistance worldwide.​

For a free quote call 1.877.885.2847


Home Insurance

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home.

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.

Get a free quote.

Auto Insurance

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur while driving your vehicle!

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.

Get a free quote.

See our full list of financial service fees and our personal account terms and conditions.

*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.

Business Essentials

$4.99/month

A low-fee basic business account.

  • 5 free debit transactions 
  • 2 free Interac e-Transfers
Book appointment
Call us

Business Unlimited


$20.00/month

Don't let transaction limits get in your way!

  • Unlimited debits.
  • Unlimited Interac e-Transfers.
Book appointment
Call us

Limitless Business


$59.99/month

Bank without limits.

  • Unlimited transactions.
  • Unlimited Interac e-Transfers.
  • Unlimited cash and coin transactions.
Book appointment
Call us

US Dollar

$6.95/month

Buy and store U.S. currency.

  • No charge for deposits.
  • Save on foreign currency exchange.
Call us

Community Strong

Free

Stay involved in your community with this low-fee account.

  • 15 free debit transactions.
Call us

Lawyer & Real Estate Trust

Free

Trust accounts used by Law Firms and Real Estate agencies for temporary storage of funds.

Call us

Looking to spend with a credit card?
View our suite of business credit card products!
Learn more

See our full list of financial service fees, product service fees as well as business account terms and conditions.


Business Save More

Free

Make your money work for you.

  • Free deposits.
  • High interest rate.
Book appointment
Call us

Business Simple Save

Free

Keeping saving simple!

  • Free deposits.
  • 2 free debits.
Book appointment
Call us


See our full list of financial service fees, product service fees as well as business account terms and conditions.


Commercial Mortgage

For the purpose of commercial land or buildings.

Used to purchase commercial or business land or buildings.

    • Fixed and variable interest rates available.
    • Highly flexible lending options.
Call us

Commercial Overdraft

A safety net for when the unexpected happens.

Helps to alleviate short term cash flow issues.

  • Interest rate based on prime.
  • Revolving credit.
Call us

Operating Line of Credit

On-demand access to credit for important purchases.

  • Competitive interest rates.
  • Interest rates based on Prime rates.
  • Outstanding balances can be paid off at anytime without penalty.
Call us

Business Term Loans

For capital investments, expansion and equipment.

  • Purchase of new equipment or assets.
  • Can be used to refinance existing debts.
  • Fixed or variable annual interest rate.
  • Consistent payment schedule.
  • High lending limit.
Call us

AgriOne

A lending solution that benefits members by providing multiple credit facilities under one title registration.

  • Variety of available products including:
    • Term mortgages.
    • Lines of credit.
    • Term loans.
    • Overdraft.
  • Conventional mortgage portion can be split into amounts that mature at different times.
  • Single title registration required.
  • Saves money on individual application fees.
Call us

Auto Financing

Your local one stop financing for automotive, RV, leisure and marine.

  • Enjoy flexible payment options.
  • Manage your loan online anywhere, anytime.
  • Competitive interest rates.
  • Financing at nearly 500 dealerships across AB.
Visit your dealer and ask for connectFirst financing.


See our full list of financial service fees, and business account terms and conditions.

Mutual Funds*

A pool of securities professionally managed by fund managers.

  • Socially responsible investing.
  • Investment solutions for everyone.

Mutual fund investments can be held in an:

  • RRSP.
  • TFSA.
  • RRIF.
Call us

Term Deposits

Ideal for locking away funds at a guaranteed rate of return.​

  • Flat and escalating rates.
Term lengths:
  • 6 months.
  • 18 months.
  • 1 years.
  • 2 years.
  • 3 years.
  • 5 years.
Call us

Market Advantage

Take advantage of the market, without losing your principle.​

  • Higher maximum rate of return than term deposits​.
Deposit lengths:
  • 3 years.
  • 5 years.

Call us

Private Wealth

Personalized financial planning and investment solutions to manage and grow your wealth.

Call us

Common Shares

Every member receives dividends for their investment shares and common shares.

  • Purchase up to 200,000 Common Shares for just $1.00 per share.

Last year, we paid our members 3.0%.

Call us

Invest online with confidence using
Canada's #1 Online Brokerage!
Qtrade Direct Investing.
Learn more

See our full list of financial service fees, and business account terms and conditions.

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth.

connectFirst Wealth

Life Insurance*

Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.

Critical Illness:
  • Lump sum of tax-free funds after critical illness diagnosis.
  • In the event of death, premiums are refunded to beneficiary.
Personal Insurance:
  • Protects financial obligations in the event of a death.
Disability Insurance:
  • Provides a financial safety net when earning power is compromised due to a disability.
  • Tax free monthly income.

Get a free quote.*Life Insurance is offered through Connect First Wealth Ltd.

Credit & Mortgage Insurance

Protect all types of debt & assets, from small loans to large mortgages to businesses.

  • Affordable coverage for credit union members.
  • Cancel within the first 30 days if you are not satisfied.

For a free quote call 1.877.885.2847

Travel Insurance

Protect yourself from delays, cancellations and medical costs while travelling.​

  • Preferred rates for credit union members.​
  • 24/7 emergency travel assistance worldwide.​

For a free quote call 1.877.885.2847

Auto Insurance

Shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while driving your vehicle!

  • Competitive rates for being a credit union member.
  • Free advice and expertise.
  • 24/7 claims service across North America.

Get a free quote.

See our full list of financial service fees, and business account terms and conditions.

*Life Insurance is offered through Connect First Wealth Ltd.. Connect First Wealth Ltd. is a wholly owned subsidiary of Connect First Credit Union Ltd., offering financial planning, life insurance and investments to our members and their communities. Trademark(s) of Connect First Wealth are used under license by Connect First Credit Union Ltd. CUMIS is our insurance partner, providing insurance protection to our members. CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under license. Insurance is underwritten by CUMIS General Insurance Company. For details, please visit www.cumis.com.

Merchant Services

with Helcim

A world-class payments solution for your business, built right here in Alberta.

  • Honest & affordable Interchange Plus Pricing.
  • Ability to accept online, in-person or keyed-in payments.
  • A full suite of software & tools included free with your account.
  • No monthly fees, no contracts, and absolutely no hidden fees.
What's included:
  • Point of sale.
  • Customizable online Invoicing.
  • Fully-hosted online store.
  • Recurring payments.
  • Virtual terminal.
  • Secure card vault.
  • Inventory.
  • + much more.


Learn more

Payroll Management

Paying your employees is vitally important - and we're here to make that process easy.​

  • Payroll Management.​
  • Human Resource Tools.
  • Time and Labour Management.
  • Occupational Health and Safety​.
Call us

Cheque Capture

Deposit cheques within the comfort of your office instead of in the branch.​

  • No delay to see the whole picture of your finances.
  • Ideal for processing a high volume of cheques, accelerating clearings, and improving cash flow.​
Call us

EFT Processing

with CAFT

Improve cash flow management by seamlessly transferring funds electronically.

Set up direct deposit:
  • Payroll.
  • Bonuses.
  • Vacation Pay.
  • Accounts Payable.
Set up preauthorized debits:
  • Rent.
  • Fees or Dues.
  • Donations.
  • Accounts Receivable.
Call us

Cash Management

Everything you need to efficiently manage your cash.

  • Cash Services & Logistics.
  • Corporate Creditor​.
  • Night Deposit.
  • Group Banking.
  • + much more​.
Call us




Personal.
Products for the everyday individual.

Discover solutions that help you manage your everyday finances with simplicity and ease — designed for your unique needs and dreams.

Business
Products for small, independent business owners.

Whether you’re starting out, expanding or getting caught up, we’ve got the right package of products and advice to help you hit your targets.
Agri-business
Products for rural or urban agri-business owners.

We know Alberta, and that means we know agriculture. See how our custom-fit solutions can help get you from one season to the next with confidence.
Wealth.
Options to grow, preserve, and protect your finances.

Bring together all the parts of your financial life, and make your money work for you. Gain visibility into your future and are aware of the returns your investments should earn to achieve your goals.


Credit cards.

Looking to spend with a credit card?View our fulsome suite of credit card products!


View cards

Rates.

Reach your financial goals with our competitive rates.


View rates

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