Grow your savings, risk-free with a Term Deposit.
Safe, simple, and guaranteed.
A Term Deposit (also known as a GIC) is a smart, secure way to grow your savings on your terms — whether for a short period or a longer commitment based on your goals. With a GIC, you’ll enjoy a low-risk investment guaranteed to return your full principal at the end of the term, so you can relax knowing your money is safe.
- High rate. Earn more on your savings.
- Low maintenance. Deposit your money, and watch it grow.
- Low risk. Rest easy with our 100% deposit guarantee.
- Start small. Begin with as little as $500.
- Local impact. Keep your money close to home in Alberta.
The difference locking-in could make.
By locking your savings in with a GIC (term deposit) instead of letting it sit in an everyday savings account, your deposit will grow significantly more in the same amount of time!*
View rates ➜Let's talk ➜Popular term lengths.
Lock-in your savings for a length of time that suits your goals.
Less than 1 year GICs (non-redeemable).
Up to 3.25%*
Lock in for up to 12 months to maximize your gains for short term goals.
18-Month GIC (non-redeemable).
3.60%*
Set, forget, and then watch your savings grow for a year and a half.
5-Year GIC non-redeemable.
3.30%*
Lock-in for the long term so you don't experience any interest dips.