A financial safety net, ready when you are.
Flexible borrowing for life's expenses.
A Line of Credit (LOC) is a flexible way to access funds when you need them most. Whether it’s for unexpected expenses, managing cash flow, or taking advantage of new opportunities, a LOC from connectFirst gives you the freedom to borrow as needed with lower interest rates than most credit cards.
- Borrow What You Need. A LOC offers ongoing access to funds up to a set limit, so you’re only borrowing (and paying interest on) what you use. It’s convenient, flexible, and there when you need it.
- Affordable Rates. Enjoy lower interest rates compared to many personal loans and credit cards, helping you manage costs and save more.
- Peace of Mind. A LOC can act as a cushion for life’s surprises, giving you confidence that extra funds are available anytime.
How does it work?
A Line of Credit provides access to funds up to a pre-set limit, giving you the flexibility to draw from it as you need. Repay at your own pace, only paying interest on the amount you use, and use the LOC to handle everything from everyday purchases to larger expenses.
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Enjoy the flexibility of on-demand funds with a line of credit that grows with you.