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Market Advantage GICs.
Grow your wealth with our Market Advantage GICs and enjoy stock market benefits without the risk.
Book appointmentThe growth potential of the stock market with the comfort of the Credit Union Deposit Guarantee.*
Experience the best of both worlds with Market Advantage GICs. Enjoy a 100% principal-protected investment and a guaranteed minimum return, with the opportunity to earn up to the maximum based on market performance.
- The principal of your deposit is 100% guaranteed, unlike traditional market-investment products
- Various portfolio options customizable to you
- Can be held in a term-deposit (GIC), RRSP or TFSA product
- $500 minimum investment required
The 5-Year Global Market GIC lets you invest in global companies' equities with a potential for high returns. Enjoy market growth with 100% principal protection. Diversify without Management fees or commissions.
| Length of term: | 5 years |
| Index: | Desjardins Global Market Basket |
| Minimum guaranteed return: | 0%* |
| Performance: | 100% participation rate to a potential maximum return of 46.0% |
| Minimum investment amount: | $500 |
| Redemption: | At maturity |
| Eligible for Profit Share: | Yes |
| Eligible products: | Non-registered, RRSP, TFSA |
The 3-Year Canada Stock Market GIC lets you invest in top Canadian companies via the S&P/TSX 60 Index. Enjoy market growth with 100% principal protection. Diversify without management fees or commissions.
| Length of term: | 3 years |
| Index: | S&P TSX 60 |
| Minimum guaranteed return: | 2.0%* |
| Performance: | 100% participation rate to a potential maximum return of 20.0% |
| Minimum investment amount: | $500 |
| Redemption: | At maturity |
| Eligible for Profit Share: | Yes |
| Eligible products: | Non-registered, RRSP, TFSA |
*The rates and pricing displayed on this page are for informational purposes only and are subject to change without notice. While we strive to keep the information up to date, we cannot guarantee that the rates on this page are current. Please contact us directly for the most accurate and up-to-date pricing.
Credit Union Deposit Guarantee Terms and Conditions Apply. Visit www.cudgc.ab.ca for more information. Lending terms and conditions apply. The rate of return on Market Advantage products is not guaranteed and is based on performance of the investment portfolio.