This website (the "Website") is owned and maintained by Connect First Credit Union ("Connect First"), of First Calgary Financial, Chinook Financial, Mountain View Financial and Legacy Financial are divisions. References to the Website include all related web pages, content (including mobile content), social media pages, materials and information provided or made available by Connect First, but exclude Third Party Websites (as defined below).
The credit union is accountable for all personal information in our possession or control, including personal information that has been transferred to a third party for processing. The credit union has appointed a Chief Privacy Officer to oversee privacy governance including policy, dispute resolution, education, and communication activities, as well reporting to our Board of Directors on privacy matters. Contact information for our Chief Privacy Officer is provided at the end of this Privacy Code.
Each credit union employee is personally responsible for maintaining member confidence in the credit union by ensuring personal information is respected and protected within his or her control. We provide training and communication programs designed to educate employees about the meaning and requirements of this Code. We conduct a combination of compliance self-assessments and audits to verify compliance with this Code and the specific policies and procedures that support the Code.
The Content and the Website are for informational purposes only and are not intended to provide specific financial, investment, tax, accounting, legal, business or any other advice to you, and should not be acted on or relied on without seeking appropriate professional advice from advisors who can help to ensure that proper consideration is given to your particular circumstances, and that any action you take or may avoid taking is based on professional advice and the latest information available.
This Website and all the Content, and any and all trade-marks, trade names, designs and logos, and the layout, selection and arrangement of the Website and the Content, and their features are subject to copyright, trade-mark and other intellectual property rights of Connect First or its licensors, and to international laws and treaties protecting intellectual property. Any trade-marks of third parties are the property of such third parties. All rights not expressly granted are reserved.
The products and services of Connect First and the Content are not available where prohibited by law, and are only available where Connect First is permitted by law to offer or provide them and further where Connect First agrees to make the products, services and/or Content available.
If you choose to access the Website or the Content, you do so entirely at your own risk and on your own initiative, and you are responsible for compliance with all applicable local, provincial, state, national or international laws.
Any submission by you of any request, instructions or application is subject to acceptance by Connect First, and may be rejected or declined by Connect First.
You agree, warrant and represent that you have all necessary rights to submit or provide all information and materials that you provide to Connect First through the Website, that the information and materials do not infringe, violate or misappropriate the rights of any third party, and that the information and materials are true, accurate, complete and correct. You grant an irrevocable and non-exclusive license to Connect First to use, copy, display, transmit and distribute any and all information and materials submitted via this Website for any lawful purpose. Personal Information submitted may be subject to our Privacy Code. [link to the code]
The Content is for general informational purposes only and is provided merely as a convenience for interested parties. The Content does not constitute business, financial, investment, tax, legal or other advice and you agree that you will not act, or refrain from acting, in reliance on or based on the Content.
WHILE CONNECT FIRST HAS MADE REASONABLE EFFORTS TO ENSURE THE ACCURACY OF THE CONTENT, AND IT IS BELIEVED TO BE REASONABLY ACCURATE AS OF THE TIME OF POSTING, CONNECT FIRST DOES NOT GIVE, AND YOU DO NOT RECEIVE, ANY REPRESENTATION, WARRANTY, CONDITION OR GUARANTEE AS TO THE VALIDITY, CORRECTNESS, ACCURACY, CURRENCY, TIMELINESS, COMPLETENESS, RELIABILITY, SUFFICIENCY OR OTHERWISE OF THE CONTENT OR THE WEBSITE, INCLUDING ALL CLAIMS OR INFORMATION CONTAINED IN THE CONTENT OR WEBSITE. YOU ACKNOWLEDGE AND AGREE THAT THE CONTENT AND THE WEBSITE MAY NOT ALWAYS BE THE MOST CURRENT SOURCE OF INFORMATION, AND YOU FURTHER AGREE THAT CONNECT FIRST ACCEPTS NO RESPONSIBILITY FOR, AND SHALL HAVE NO LIABILITY TO YOU FOR ANY FAILURE TO UPDATE THE CONTENT OR THIS WEBSITE IN A TIMELY FASHION, OR AT ALL.
YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL CONNECT FIRST, OR ITS DIRECTORS, OFFICERS, EMPLOYEES, SERVANTS OR AGENTS, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY LOSS, CLAIM, COST OR DAMAGES OF ANY KIND, INCLUDING DIRECT, INDIRECT, GENERAL, SPECIAL, CONSEQUENTIAL OR INCIDENTAL DAMAGES, ARISING OUT OF ANY USE OF OR MISUSE OF, OR DOWNLOADING OR VIEWING OF, OR INTERPRETATION OF OR RELIANCE UPON, THE CONTENT OR THIS WEBSITE, WHETHER AUTHORIZED OR UNAUTHORIZED, OR ANY ERRORS, INACCURACIES, OMISSIONS OR DEFECTS IN THE CONTENT OR THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR BUSINESS LOSS, ECONOMIC LOSS, HARM TO BUSINESS, LOSS OF PROFITS, FAILURE TO REALIZE EXPECTED RESULTS, PROFITS OR SAVINGS, INTERRUPTION OF ACTIVITIES, LOSS OF OR DAMAGE TO DATA OR COMPUTER SYSTEMS, OR ANY OTHER ECONOMIC OR PECUNIARY LOSS OR DAMAGE WHATSOEVER, REGARDLESS OF THE FORM OF ACTION OR LEGAL THEORY, INCLUDING TORT (INCLUDING NEGLIGENCE AND NEGLIGENT MISSTATEMENT), CONTRACT, STRICT LIABILITY OR BREACH OF ANY DUTY. YOU AGREE THAT THE FOREGOING SHALL APPLY EVEN IF SUCH DAMAGES ARE REASONABLY FORESEEABLE OR IF CONNECT FIRST HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
CONNECT FIRST DOES NOT WARRANT OR GIVE ANY CONDITION THAT THE WEBSITE OR THE CONTENT WILL BE FREE OF VIRUSES, WORMS, TROJANS, SPYWARE, MALWARE OR ANY OTHER MALICIOUS OR DESTRUCTIVE CONTENT OR CODE, OR THE RESULTS OF HACKING, CRACKING OR OTHER MALICIOUS HUMAN ACTIVITIES (COLLECTIVELY, THE "THREATS"). YOU ACCESS, VIEW, DOWNLOAD AND USE THE CONTENT AND THE WEBSITE SOLELY AT YOUR OWN RISK AND YOU WARRANT AND REPRESENT THAT YOU HAVE TAKEN REASONABLE PRECAUTIONS BY WAY OF, WITHOUT LIMITATION, PURCHASE AND USE OF THE LATEST FIREWALL, ANTI-VIRUS, ANTI-SPY WARE AND OTHER TECHNOLOGICAL MEANS TO AVOID ANY LOSS OR DAMAGE TO YOU FROM ANY OF THE THREATS.
YOU FURTHER AGREE THAT THE INTERNET IS AN INHERENTLY INSECURE AND NOT FULLY DEPENDABLE MEDIUM AND THAT DATA AND INFORMATION MAY BE LOST, MODIFIED, DISTORTED OR INTERCEPTED IN TRANSIT, THAT THE CONTENT MAY NOT BE ACCURATE OR COMPLETE WHEN VIEWED, ACCESSED OR DOWNLOADED BY YOU TO YOUR COMPUTER FOR DISPLAY AND/OR USE AND THAT CONNECT FIRST SHALL HAVE NO LIABILITY WHATSOEVER FOR ANY SUCH LOSS, MODIFICATION, DISTORTION OR INTERCEPTION.
You agree that any hypertext links contained in the Website and linking to third party websites ("Third Party Websites") are provided to you as a convenience only and link to websites which are not within the control of Connect First, which do not form part of the Content, and which are subject to change at any time. You access such Third Party Websites solely at your own risk and agree that in no event shall Connect First be liable for the contents of any such Third Party Website, or for any use of or reliance upon any such Third Party Website by you.
No approval or endorsement of the contents of any Third Party Website, or of any third party, or any information, advice, opinions, products or services of any third party or Third Party Website is expressed or implied by any of the Content or this Website, or by any posting or making available of links to Third Party Websites.
This Website may contain forward-looking statements that may be identified by the use of words such as "outlook", "estimate", "anticipate", "expects" or similar words, phrases or expressions. Such forward-looking statements are based on assumptions that involve a number of risks, unknowns or uncertainties, and are not guarantees of future performance. Past performance does not guarantee or imply any specific future performance. Actual results could materially differ.
© Connect First, 2017