Just the necessities.

You can’t do much for a toonie these days. But you can do your banking.
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The necessities is for you if you want to keep it simple, low cost, and flexible.

$1.99 per month gets you:

  • 10 free debit transactions ($1.25/debit after the first 10)
  • 2 free Interac e-Transfers ($1.00/e-transfer after the first 2)
  • Unlimited deposits
  • Free eStatements
  • Attached Overdraft protection available OAC.*
Need more?

Get unlimited digital transactions and e-Transfers with Digital+.

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& Simple Save

Better together.
Pair our Necessities Account with our Simple Save savings account and enjoy all the benefits of both spending and saving, for no additional cost!

Not the account for you?
We think one of these might suit you better.

Great value.


$6 .99 /month

FREE for members 25 and under.

A modern account for a modern day member.​

  • Unlimited digitial transactions.
  • Unlimited Interac e-Transfers.
Learn more

Unlimited transactions.

Bank your way.


$13 .99 /month

FREE for members 60 and over.

All the banking you want to do, any way you like it!

  • Unlimited transactions.
  • Unlimited Interac e-Transfers.
  • Unlimited in-branch transactions.
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Over $400 in annual savings.

Premium benefits.


$19 .99 /month

FREE with a balance of $7,000+.

Unlimited banking with platinum-level benefits.

  • Unlimited banking.
  • Free safe deposit box and overdraft protection.
  • 5 free international ATM withdrawals.
Learn more

* Authorized overdraft is available on approved credit. Lending terms and conditions apply.

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