You can’t do much for a toonie these days. But you can do your banking.

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The Necessities spend account is for you if you want to keep it simple, low cost, and flexible.

For just $1.99 a month, you'll get access to all the essential features of a great spending account, without any unnecessary bells and whistles.

  • Low cost. For just $1.99 per month, you'll get access to everything you need in an every-day spending account.
  • 100% guaranteed. Rest easy knowing your money is safe and secure. Thanks to the Credit Union Deposit Guarantee Corporation, deposits in Alberta credit unions are 100% guaranteed.
  • Unlimited Deposits. Enjoy unlimited free deposits, so you can easily deposit your paycheque or other income without worrying about any extra fee.
  • Free transactions. You'll get 10 free debits and 2 free e-transfers each month, giving you plenty of opportunities to make withdrawals, pay bills, send money fast, and manage your finances.
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Necessities and
Simple Save.

Better together.

Pair our Necessities Account with our Simple Save savings account and enjoy all the benefits of both spending and saving, for no additional cost!

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Great value.


A modern account, for a modern day member.

  • Free for ages 25 and under.
  • Unlimited free e-Transfers.
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Bank your way.


All the banking you want to do, any way you like it!

  • Free for ages 60+.
  • Unlimted transactions.
  • Unlimited e-transfers.
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Premium benefits.


Unlimited banking with platinum-level benefits.

    • Free with a balance of $7,000+.
    • Unlimited banking.
    • Free safe deposit box.
Learn more

* Authorized overdraft is available on approved credit. Lending terms and conditions apply.

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